recommendations by little miss finance

Our favorite books, tools, products & companies that will help you save money and grow your wealth.

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Books for Personal Finance and Development

Explore Malia’s personally curated list of books that changed her life & relationship with money.

Grow your Money with

High Yield Savings Accounts

What if I told you that you could earn 10x more with your money, with a simple switch that could take less than 20 minutes?

I typically preach if it sounds too good to be true, it probably is… but a High Yield Savings Account (HYSA) is the exception!

A HYSA earns roughly 10x the national average in interest as compared to your regular savings account.

When your money is sitting idly in savings, might as well have it collect as much as possible in interest!

*Disclosure: All opinions expressed here are my own, interest rates vary and be different than the images shown. 

little miss finance

Credit Card Recommendations

Credit cards can be a great financial tool, but they can also be the cause of financial ruin.

Credit cards are not a tool to blow past your budget, and live beyond your means. They are a tool to be used when you are confident in your financial decision making, and when you are confident that you will be able to pay off your bill IN FULL each and every month.

That being said, when you are at a place where you feel ready and comfortable, here are my favorite cards that I use and love.

Credit cards offer many benefits that your regular ole' debit card does not. It offers consumer fraud protection, an opportunity to help build your credit, and best of all - a way to earn some sweet rewards, like cash back or airline miles!

Find a credit card that offers rewards that interest you the most! That could be general cash back, travel rewards, rewards from a specific store that you frequent and love, etc.

  • Capital One Quicksilver®

    FOR CASHBACK

    Great for beginners, not tied to specific industry rewards

    ► $0 Annual Fee (subject to change based on credit score)

    ► $200 cash bonus offer

    ► No Foreign Transaction Fees - Earn 1.5% cash back per dollar spent on all purchases

    GET IT

  • Chase Sapphire Preferred®

    GREAT FOR GENERAL TRAVEL REWARDS

    ► $95 Annual Fee
    ► 60,000 bonus points introductory offer
    ► Earn up to $50 yearly in statement credits for hotel stays, 5x total points per dollar spent on travel, 2x points per dollar spent on other travel purchases, 3x points per dollar spent on dining, AND SO MUCH MORE!

    LEARN MORE

  • Chase Ink Business Unlimited

    FOR BUSINESS

    Great for new business owners looking to build credit with $0 business credit card

    ► $0 Annual Fee
    ► $705 cash back introductory offer
    ► Earn an unlimited 1.5% cash back on all purchases, with no limit

    LEARN MORE

  • American Express Hilton Honors Business

    FOR BUSINESS

    Good for individuals looking to build business credit & earn hotel rewards with Hilton

    ► $95 Annual Fee
    ► 130k bonus points introductory offer
    ► Complimentary Hilton Honors Gold Status
    ► No foreign transaction fees
    ► Earn up to 12X points for each dollar of eligible purchases

    learn more

  • Chase Freedom Unlimited®

    FOR CASHBACK

    Great for beginners and to transfer points to Chase Sapphire card.

    ► $0 Annual Fee
    ► $200 Cash bonus offer
    ► Earn 5% on travel purchased through Chase Ultimate Rewards®
    ► Earn 3% on dining at restaurants and drugstore purchases
    ► Earn 1.5% on all other purchases

    learn more